Struggle with PSD II?
Credit Cards fees?

Stay calm.
We got this!

Your
alternative to
credit cards!

We are proud to announce

SEPAexpress Plus

We have the first joint venture with old school direct debit & new school PSD II: It's a simpler, safer and more cost-effective solution - joining in one product! The clue is that the funds are settled in the same way as the merchant is used to handling credit card funds.

Your hustle-free direct debit.

Get rid of all your hustles

We easily process all recurring payments across Europe. Without any surprises. Totally reliable.

Account Holder Information

The risk of identity fraud is drastically reduced. Only the account holder can complete the purchase.

Less Personal Data

Option No1 when it comes to data minimisation according to DSGVO and GDPR.

Compliance Safe

We process transactions in EUR for merchants across Europe.

Balance Check (AIS / Account Information Service)

We perform a credit check based on available information. This avoids failed payments due to insufficient funds or incorrect/closed accounts.

Conversion rate

We optimise your conversion rate by reducing around 2/3 of the chargeback rate.

Instant Feedback

Thanks to our innovative technology, settlement and status update information on transactions are available faster than with all the other solutions on the market. No-one can currently beat our fee structure for SEPA - not even your own bank.